Updated 14 Nov, 2017 Finance
CTC full form is Cost To Company. It means total salary package and benefits received by employee in a year including free meals, cabs, interest free loans.
You can use the checks with old printed address when you move to new one. Change your address in Bank records but the old checks will still work.
Best remit rate to India is offered by Indus Ind bank over 3-5 days USD to INR money exchange service. Service tax is deducted from your remittance.
File NRE account interest in USA tax return. Exchange rate for USD conversion by IRS. 1099-INT is not given by Indian bank. NRE NRO FD interest is taxable.