Real life experience and money saving tips about home loan, personal finance, credit cards and things that bank would not tell you.

Do Loan Deal Sites Really Offer You The Cheapest Loan Deals?

 11 Dec, 17 

Do Loan deal sites offer better deals? I doubt because they take a commission from bank on the loan amount financed for you. Read to find the pros and cons.

0 Finance
Can a company reject job application based on bad credit history

Can An Employer Reject Your Job Application Due To Bad Credit History?

 20 Nov, 17 

Can a company reject job application based on bad credit history Credit history checks for a job in brokerage institutions and financial institutions is a normal trend in USA. Do not expect a favorable response if you have been struggling with bad credit ratings lately. It has been argued that this trend makes life difficult  … Read more

0 Finance
secured credit card

Take A Secured Credit Card If You Can’t Get A Normal One

 20 Nov, 17 

Go for a secured credit card if you have no or bad credit history. Secured credit card helps you build credit history within 6 months against your deposit.

0 Finance
Supplementary credit cards

Do Supplementary Credit Cards Affect Your Credit History?

 20 Nov, 17 

Supplementary credit cards The simplest and to-the-point answer is Yes. Supplemental credit card details are mentioned on your own credit history (CIBIL) report and are available for any bank or lender to view the details. Read on the basics if you are not well versed with the supplementary credit card concept. What is a Supplementary  … Read more

2 Finance
Gold loan is cheaper than personal loan

Gold Loan Is Cheaper Than Personal Loan

 20 Nov, 17 

Gold loan Is cheaper than personal Loan because financial institution is taking Gold as collateral. Personal loan is un-secured and hence carries higher interest.

1 Finance
Is it worth buying under construction property in India?

Is it Worth Buying Under-Construction Property in India?

 20 Nov, 17 

My own experience says that all under-construction plan based projects get delayed by years and the quality is not at par with what you are promised. Be careful.

4 Finance