Real life experience and money saving tips about home loan, personal finance, credit cards and things that bank would not tell you.

Avoid Sales Tax gold buying in USA

How to Avoid Sales Tax on Jewelry in USA

 14 Feb, 19 

Avoid Sales tax on Jewelry by purchasing from out of state gold shop and then ship. Use tax is due in your state but no tracking is done for small and medium purchases. Can pay in cash to avoid tracking, is any. Buy gold bars, engagement ring, diamonds from New Jersey and ship it your home address outside NJ/NY.

0 Finance USA
Rent receipts for HRA tax exemption India

Documents Required for HRA Exemption in India

 12 Feb, 19 

No rent receipt required for rent upto 3 thousand per month. Landlord PAN number, revenue stamp, Rent receipt required for monthly rent more than 8,334.

0 Finance India
Close SBI Maxgain account

How to Close SBI Maxgain Home Loan Account

 22 Jan, 19 

Close SBI Maxgain Account by paying remaining balance + home loan interest. Stop Monthly EMI to avoid positive maxgain balance. NRI can use notarized POA.

0 Finance India
Pay rent to wife or parents - India HRA tax exemption

Can I Pay Rent to Wife or Parents to Claim HRA Tax Benefit?

 16 Jan, 19 

Yes, you can pay rent to wife or parents to claim Indian HRA (House Rent Allowance) tax exemption. Paid rent is counted as spouse or parent income. File ITR.

0 Finance India
Can you get new car loan on on H1B or L1 visa?

H1B Visa Buy New or Used Car In USA?

 4 Jan, 19 

Can you buy a new Car while on H1B or L1 work visas in USA. Should you buy an old car or a new car. Can you get car loan for new car. Yes, you can.

10 Finance USA Work in USA - H1B, L Visa
USPS Fedex final package

How to Send Used Mobile to India by USPS Fedex from USA

 4 Jan, 19 

Mobile to India custom duty with GST Tax, paid by buyer or receiver. Sending used mobile from USA by USPS (Fedex delivery) in India. Process for courier custom clearance, sample custom forms. Receiver's PAN Card, Passport size Photograph and ID proof needed for custom clearance. No custom duty on gift up-to 10k INR.

97 Finance USA