Finance

Real life experience and money saving tips about home loan, personal finance, credit cards and things that bank would not tell you.

Can you get new car loan on on H1B or L1 visa?

H1B Visa Buy New or Used Car In USA?

 4 Jan, 19 

Can you buy a new Car while on H1B or L1 work visas in USA. Should you buy an old car or a new car. Can you get car loan for new car. Yes, you can.

10 Finance USA Work in USA - H1B, L Visa
USPS Fedex final package

How to Send Used Mobile to India by USPS Fedex from USA

 4 Jan, 19 

Mobile to India custom duty with GST Tax, paid by buyer or receiver. Sending used mobile from USA by USPS (Fedex delivery) in India. Process for courier custom clearance, sample custom forms. Receiver's PAN Card, Passport size Photograph and ID proof needed for custom clearance. No custom duty on gift up-to 10k INR.

97 Finance USA
Cost To Company India - How does it differ from Take Home Salary

What is CTC? Difference between CTC Package & Net Salary?

 2 Jan, 19 

CTC full form is Cost To Company. It means total salary package & benefits received by employee in a year including free meals, cabs, interest free loans.

67 Finance

Unspent Per Diem is Taxable In India if brought back as cash

 25 Dec, 18 

Unspent per diem is taxable in India if brought back and declared in ITR. Only business expenses allowed. Buy laptop, mobile, garment with cash to avoid tax.

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LTA – Leave Travel Allowance, Income Tax Rules explained

 4 Dec, 18 

LTA is leave travel allowance meant for making tax exempt holiday once in period of two years with or without family. Air travel, train ticket cost (economy or first class AC), hotel and taxi bills within India (no abroad) are allowed. Full LTA that is part of CTC can be claimed with receipts.

15 Finance
Food coupons are tax exempted and help you buy grocery too

Food Coupons or Meal Vouchers help Increase in-hand Salary – India

 2 Oct, 18 

Food coupons save income tax on Rs 50 per meal in working hours. Grocery, use food card at restaurant, Sweet Shop, bakery, Pizza hut, KFC, Subway, Big Bazaar.

10 Finance