Real life experience and money saving tips about home loan, personal finance, credit cards and things that bank would not tell you.

HRA Exemption India Rent Calculator 2019-20

Written by Anil Gupta
  By Anil Gupta       16 Jun, 19

HRA exemption for tax refund online calculator. Rent receipts required >3000 /month. Landlord PAN needed >1 Lakh/year. Pay rent to parent/wife to save tax.

92 Finance
Pay rent to wife or parents - India HRA tax exemption

Can I Pay Rent to Wife or Parents to Claim HRA Tax Benefit?

Written by Anil Gupta
  By Anil Gupta       14 Jun, 19

Yes, you can pay rent to wife or parents to claim Indian HRA (House Rent Allowance) tax exemption. Paid rent is counted as spouse or parent income. File ITR.

0 Finance India
How Jewellers Earn Money

How Jewelers Make Money Selling Gold Ornaments at Market Rate?

Written by Anil Gupta
  By Anil Gupta       11 Jun, 19

How jewelers make money in India is by pricing at 24 carat and selling you 18 carat gold. Non gold extras like paint, artificial add-ons are added to gold weight. Buy BIS mark gold for safe deal. Making, polishing, design charges are source of profit. Seller buys back its own gold at lower rate by deducting 10-20%.

34 Finance
GPS in Smartphone

Does GPS SmartPhone Use Data, Mobile Internet Plan?

Written by Anil Gupta
  By Anil Gupta       9 Jun, 19

GPS in smartphone uses mobile internet data if you don't have maps downloaded on smartphone. Google maps has offline maps feature save mobile data. Global Positioning Service - GPS is provided free of cost by satellite everywhere. Data will be used to get maps on the go with T Mobile, Verizon, At&T, Airtel, Vodafone.

21 Finance Tech Tips
Loan from public sector or private sector bank? Evaluate costs, loan process, after sales service with re-payment, pre-payment and flexibility

Government Bank Vs Private Bank Indian Loan Difference

Written by Anil Gupta
  By Anil Gupta       6 Jun, 19

Compare Loan from private vs public bank India. Public banks offer low processing fees, faster reduction in interest rate with RBI REPO rate reduction, no pre-payment charges and no pre-payment period restriction. Private bank have faster processing, good customer care but high interest rates and charges.

36 Finance
Can you get new car loan on on H1B or L1 visa?

H1B Visa Buy New or Used Car In USA, Lease or Auto Loan?

Written by Anil Gupta
  By Anil Gupta       5 Jun, 19

Can you buy a new Car while on H1B or L1 work visas in USA. Should you buy an old car or a new car. Can you get car loan for new car. Yes, you can.

10 Finance USA