Finance

Real life experience and money saving tips about home loan, personal finance, credit cards and things that bank would not tell you.

How much loan can I get on my salary in India

How much Loan can I get on my Salary in India?

 18 Oct, 18 

Home loan eligibility is 60 times net monthly salary with wife/parent as co-applicant. Credit card balance deducted. Bank gives 90% of home white money cost.

225 Finance
Registered power of attorney for property management in India

Registered Power of Attorney In India – NRI – Possession of Property

 18 Oct, 18 

Registered power of Attorney In India required if you are NRI with Indian Embassy attestation. Sample POA template to register in SDM or registrar office.

510 Finance
Food coupons are tax exempted and help you buy grocery too

Food Coupons or Meal Vouchers help Increase in-hand Salary – India

 2 Oct, 18 

Food coupons save income tax on Rs 50 per meal in working hours. Grocery, use food card at restaurant, Sweet Shop, bakery, Pizza hut, KFC, Subway, Big Bazaar.

10 Finance
sbi maxgain home loan account helps earn more interest than savings account if you plan carefuly

SBI Maxgain Home Loan Account – Park Money – Higher Savings

 18 Sep, 18 

SBI maxgain home loan account - set off high loan interest outgo tax free. Surplus amount withdrawal allowed after possession, full disbursement of loan.

253 Finance
Can you get new car loan on on H1B or L1 visa?

H1B Visa Buy New or Used Car In USA?

 13 Sep, 18 

Can you buy a new Car while on H1B or L1 work visas in USA. Should you buy an old car or a new car. Can you get car loan for new car. Yes, you can.

10 Finance
Cost of sending iphone to India from USA

iPhone XR, XS Max to India from USA 2018 – Custom Duty, GST Tax Calculator

 13 Sep, 18 

Sending phone to India is expensive (custom duty + GST Tax) than buying in India. Mark as Gift does not help. Carrying and not declaring at Indian airport custom evades duty but not safe.

413 Finance