Finance

Real life experience and money saving tips about home loan, personal finance, credit cards and things that bank would not tell you.

Close SBI Maxgain account

How to Close SBI Maxgain Home Loan Account

Written by Anil Gupta
  By Anil Gupta      Updated  26 Nov, 19
 

Close SBI Maxgain Account by paying remaining balance + home loan interest. Stop Monthly EMI to avoid positive maxgain balance. NRI can use notarized POA.

0 Finance India
Food coupons are tax exempted and help you buy grocery too

Food Coupons, Meal Vouchers Tax Exemption in India

Written by Anil Gupta
  By Anil Gupta      Updated  26 Nov, 19
 

Food coupons save income tax on Rs 50 per meal in working hours. Grocery, use food card at restaurant, Sweet Shop, bakery, Pizza hut, KFC, Subway, Big Bazaar.

16 Finance India
Rent receipts for HRA tax exemption India

Documents Required for HRA Exemption in India

Written by Anil Gupta
  By Anil Gupta      Updated  26 Nov, 19
 

No rent receipt required for rent upto 3 thousand per month. Landlord PAN number, revenue stamp, Rent receipt required for monthly rent more than 8,334.

3 Finance India
Pay rent to wife or parents - India HRA tax exemption

Can I Pay Rent to Wife or Parents to Claim HRA Tax Benefit?

Written by Anil Gupta
  By Anil Gupta      Updated  26 Nov, 19
 

Yes, you can pay rent to wife or parents to claim Indian HRA (House Rent Allowance) tax exemption. Paid rent is counted as spouse or parent income. File ITR.

4 Finance India
Avoid Sales Tax gold buying in USA

How to Avoid Sales Tax on Jewelry in USA, Amazon, Online

Written by Maahi Gupta
  By Maahi Gupta      Updated  25 Aug, 19
 

Avoid Sales tax on Jewelry by purchasing from out of state gold shop and then ship. Use tax is due in your state but no tracking is done for small and medium purchases. Can pay in cash to avoid tracking, is any. Buy gold bars, engagement ring, diamonds from New Jersey and ship it your home address outside NJ/NY.

0 Finance USA
Cost To Company India - How does it differ from Take Home Salary

What is CTC? Difference between CTC Package & Net Salary?

Written by Anil Gupta
  By Anil Gupta      Updated  20 Aug, 19
 

CTC full form is Cost To Company. It means total salary package & benefits received by employee in a year including free meals, cabs, interest free loans.

68 Finance