Finance

Real life experience and money saving tips about home loan, personal finance, credit cards and things that bank would not tell you.

Cost To Company India - How does it differ from Take Home Salary

What is CTC? Difference between CTC Package & Net Salary?

Written by Anil Gupta
  By Anil Gupta      Updated  20 Aug, 19
 

CTC full form is Cost To Company. It means total salary package & benefits received by employee in a year including free meals, cabs, interest free loans.

68 Finance
Margin money home loan india - How the payment is divided between you and bank?

Margin Money in Home Loan with Indian Bank

Written by Anil Gupta
  By Anil Gupta      Updated  19 Jun, 19
 

Margin money in home loan India construction linked plan is paid with bank payments to builder. Use personal loan, top loan to arrange margin money with SBI, HDFC home loan. Bank safe-guards itself by asking consumer to pool money from their pocket and maintain bank's share in total loan disbursement.

53 Finance
GPS in Smartphone

Does GPS SmartPhone Use Data, Mobile Internet Plan?

Written by Anil Gupta
  By Anil Gupta      Updated  9 Jun, 19
 

GPS in smartphone uses mobile internet data if you don't have maps downloaded on smartphone. Google maps has offline maps feature save mobile data. Global Positioning Service - GPS is provided free of cost by satellite everywhere. Data will be used to get maps on the go with T Mobile, Verizon, At&T, Airtel, Vodafone.

21 Finance Tech Tips
USPS Fedex final package

How to Send Used Mobile to India by USPS Fedex from USA

Written by Anil Gupta
  By Anil Gupta      Updated  2 Jun, 19
 

Mobile to India custom duty with GST Tax, paid by buyer or receiver. Sending used mobile from USA by USPS (Fedex delivery) in India. Process for courier custom clearance, sample custom forms. Receiver's PAN Card, Passport size Photograph and ID proof needed for custom clearance. No custom duty on gift up-to 10k INR.

97 Finance USA
Old Check with printed address is valid to issue even if you change your address in USA

Order New Checks on Address Change in USA?

Written by Anil Gupta
  By Anil Gupta      Updated  20 May, 19
 

You can use the checks with old printed address when you move to new one. Change your address in Bank records but the old checks will still work.

0 Finance USA
How much loan can I get on my salary in India

How much Loan can I get on my Salary in India?

Written by Anil Gupta
  By Anil Gupta      Updated  13 May, 19
 

Home loan eligibility is 60 times net monthly salary with wife/parent as co-applicant. Credit card balance deducted. Bank gives 90% of home white money cost.

241 Finance