Finance

Real life experience and money saving tips about home loan, personal finance, credit cards and things that bank would not tell you.

EPF Vs VPF Vs PPF

EPF vs PPF Vs VPF – CTC and Salary Slip

 25 Jul, 18 

Compare Employer Provident Fund (EPF) vs PPF (Public Provident Fund) vs VPF (Voluntary Provident Fund). EPF, VPF @12% of basic. Open all EPF+VPF and PPF.

9 Finance
Can you get new car loan on on H1B or L1 visa?

H1B Visa Buy New or Used Car In USA?

 24 Jul, 18 

Can you buy a new Car while on H1B or L1 work visas in USA. Should you buy an old car or a new car. Can you get car loan for new car. Yes, you can.

10 Finance
How much loan can I get on my salary in India

How much Loan can I get on my Salary in India?

 19 Jul, 18 

Home loan eligibility is 60 times net monthly salary with wife/parent as co-applicant. Credit card balance deducted. Bank gives 90% of home white money cost.

213 Finance
sbi maxgain home loan account helps earn more interest than savings account if you plan carefuly

SBI Maxgain Home Loan Account – Park Money to Earn Higher Savings Interest

 17 Jul, 18 

SBI maxgain home loan account helps you earn more interest on savings by setting off high loan interest outgo. NRI need Power of attorney for closing maxgain account. Surplus amount withdrawal is allowed only after possession and full disbursement of loan. NRE account to maxgain OD account is one way, non-repatriable.

244 Finance
Cost of Home Apartment India - Basic Sale Price And Other Costs Explained

Cost of Home Apartment India – Basic Sale Price explained

 9 Jul, 18 

Cost of Home Apartment India is the list of hidden costs that you have to pay when you buy a private builder flat in India including BSP, EDC, IDC, PLC, EEC, FFEC, IDC, EDC and CPC. Club membership is charged extra along with car parking space. GST tax is payable. Power back up, electric, water connection cost.

33 Finance
Cost To Company India - How does it differ from Take Home Salary

What is CTC? Difference between CTC Package & Net Salary?

 17 Jun, 18 

CTC full form is Cost To Company. It means total salary package and benefits received by employee in a year including free meals, cabs, interest free loans. CTC = Direct benefits + Indirect benefits + Saving Contributions. Take Home pay = Direct Benefits – Income tax – Employee PF – Other deductions, if any

61 Finance